Commuter Benefits

🚉 Simplify your commute, stretch your paycheck, and travel smarter.

Getting to work doesn’t have to cost more just because your path is different. Tenpoint’s commuter benefits let you use pre-tax dollars to pay for eligible transit, vanpool, and parking expenses—saving you money every month while making your commute more cost-effective and sustainable.

Highlights

• 2026 IRS limits:
  • Up to $340/month for parking
  • Up to $340/month for transit or vanpool expenses
    ✅ You can elect both benefits — meaning a combined maximum of $680 per month in pre-tax savings.
• Managed by: Rippling — elections, changes, and reimbursements all happen in one place
• Eligible expenses include:
  • Parking near your workplace or at a park-and-ride lot
  • Transit passes (bus, train, subway, ferry)
  • Vanpool and rideshare programs that meet IRS criteria
• Automatic payroll deductions: Contributions are taken pre-tax from your paycheck
• Easy access: Use your Rippling commuter card or submit eligible expenses for reimbursement

Why it matters

Every dollar you set aside pre-tax reduces your taxable income — meaning you take home more of your paycheck while still covering your commuting costs. Used together, the parking and transit benefits can save you hundreds of dollars a year.

💰 Example: If you set aside the full $680/month ($340 parking + $340 transit) and your effective tax rate is 30%, you could save about $204 per month — that’s over $2,450 per year in tax savings just for paying for your commute the smart way.

How It Works

1. Enroll or adjust anytime in Rippling → My Benefits → Commuter Benefits
2. Choose your monthly pre-tax contribution amounts for parking and/or transit (up to the IRS limits)
3. Use your Rippling commuter card to pay directly for eligible expenses
4. Track balances, transactions, and reimbursements in Rippling
5. If you leave Tenpoint, you’ll have 90 days to submit any final commuter claims for expenses incurred before your last day

💡 Pro tips:

• If you already pay for both parking and public transit, maxing out both categories is an easy way to put $650 a month in tax-free spending power toward your commute.
• The same Rippling card can be used for your HSA, FSA, DCFSA, and Commuter Benefits accounts — making it easy to keep all your pre-tax savings in one place.

Important: Per IRS rules, unused commuter benefit funds cannot be refunded or transferred between parking and transit accounts, so plan your monthly elections carefully.